Going to school to expand your skills and find a better job is an attractive idea, but the reality is that education — especially college education — is expensive. There are a variety of grants, scholarships and federal loans available, but if you intend to continue working while you go to school,  you may not be eligible.

Funding an education can be a burden and you can end up owing a lot of money unless you take steps to pay as you go. This is something you can do by taking small loans to cover the cost of your classes and books.

The idea here is to apply for installment loans online at the start of each quarter and pay each loan off before the next quarter starts. If you can do this in a consistent manner, you’ll be paying for your education as you go.

Another idea is to look for scholarships and grants from your school. Many schools offer financial aid in order to keep qualified students. Check with the financial aid officials at your school to see what kind of financial help is available.

Another option is to borrow money from a close friend or relative to cover your education expenses. Insist on a written agreement that includes interest to show you are serious about paying back the loan. If expanding your education is an important step in your life plan, one of these options should help you come up with the money you need.